Filing an insurance claim is just the beginning of reclaiming your home after water damage. To expedite the restoration process and regain normalcy as soon as possible, professional assistance is crucial. Let’s explore how to identify water damage and outline the essential steps involved in restoring your property. By promptly addressing any vulnerabilities, you can hire experts to repair the damage and mitigate the chances of future incidents.

Step 1: Emergency Contact

In most Upon discovering flood or water damage, it’s imperative to contact your homeowners’ insurance agent immediately. Most insurers provide round-the-clock assistance, including weekdays and weekends.

Step 2: Assessment Process

An adjuster will assess your home or business to determine your eligibility for an insurance payout. They will evaluate the extent of the damage and determine the appropriate compensation. While the adjuster may require permission to enter your property, they can take photographs and interview you as needed. Any witnesses to the incident may be called upon for formal interviews with the insurer’s investigators.

Step 3: Water Extraction

If your home has standing water, it’s essential to remove as much of it as possible. This involves clearing out furniture, lifting carpets, removing floorboards, and even drilling holes in walls if necessary. Ensure that all electronics susceptible to moisture damage, such as computers, televisions, and appliances, are unplugged.

Step 4: Dehumidification

To prevent mold growth resulting from excessive moisture, employ dehumidifiers to reduce humidity levels. Proper functioning of the dehumidifier is vital, as an improperly working unit can exacerbate the situation. Regularly monitor the device’s performance by checking for mold growth and measuring relative humidity levels.

Step 5: Sanitization

Start by turning off all utilities in your home, including gas and electricity. Disinfect any wet items by removing them from the flooded area and spraying them with antibacterial cleansers. Vinegar can be used for most surfaces, but be sure to rinse thoroughly with water afterward. Avoid using bleach or other chemicals that may cause further damage to already wet items.

Step 6: Property Restoration

Contact your insurance agent to initiate the water damage insurance claim process and notify them of your need for restoration services. It’s crucial to have an inspector present during the waiting period for restoration professionals, as they can help minimize further damage. Document all damaged items with photographs and keep detailed records, including receipts, for replacements.